Understanding The Medicare Basics
Turning 65 marks a new chapter, and navigating Medicare can seem complex. We're here to simplify it for you. Explore the essential components of Medicare and how we can help you find the perfect plan to fit your needs.
Medicare ABC's
Medicare is divided into 4 different parts, each serving a different purpose.
PART A
Hospital Insurance
Generally helps cover:
- Inpatient hospital care
- Skilled nursing facility care
- Hospice care
- Certain home health care
PART B
Medical Insurance
Generally helps cover:
- Doctor visits
- Outpatient care
- Preventive services
- Medical equipment
- Certain home health services
PART C
Medicare Advantage
Medicare Advantage plans are offered by Medicare-approved private insurance companies and provide your Part A and Part B benefits through the plan.
Many plans also include prescription drug coverage and may offer additional benefits.
PART D
Prescription Drug Coverage
Helps cover the cost of prescription medications.
Part D can generally be obtained through a standalone prescription drug plan or included with certain Medicare Advantage plans.

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