Understanding The Medicare Basics

Turning 65 marks a new chapter, and navigating Medicare can seem complex. We're here to simplify it for you. Explore the essential components of Medicare and how we can help you find the perfect plan to fit your needs.

Medicare ABC's

Medicare is divided into 4 different parts, each serving a different purpose.

PART A

Hospital Insurance

Generally helps cover:

  • Inpatient hospital care
  • Skilled nursing facility care
  • Hospice care
  • Certain home health care

PART B

Medical Insurance

Generally helps cover:

  • Doctor visits
  • Outpatient care
  • Preventive services
  • Medical equipment
  • Certain home health services

PART C

Medicare Advantage

Medicare Advantage plans are offered by Medicare-approved private insurance companies and provide your Part A and Part B benefits through the plan.

Many plans also include prescription drug coverage and may offer additional benefits.

PART D

Prescription Drug Coverage

Helps cover the cost of prescription medications.

Part D can generally be obtained through a standalone prescription drug plan or included with certain Medicare Advantage plans.

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